STUDENT LOANS

[sadie]

If you have student loans through the Government (Direct Loans) with the Us Dept of Education, 800-848-0979 and you are on disability, I believe you can call them directly and explain you situation and they will send you a form to fill out . Nelnet is the company that deals with total and permanent disability claims such as this, and the 3 year post discharge monitoring period. Just googled it and it stands for NATIONAL EDUCATIONAL LOAN NETWORK . If you qualify , they will ask you to submit your w2 's for 3 years straight and if your income is in the government allotted poverty range they should expunge your loan in full. Do not quote me but i believe the poverty guideline for 2015 was about 15,930.00 in 48 of the states with Hawaii and Alaska having different guidelines. I am not saying this will work for everyone but has worked for some and is worth looking into. I realize how very hard it is to keep your credit rating afloat, or eat for that matter.... when living off of disability, and hopefully this will give even one person relief. God bless to all

[Violet M]

Thanks, Sadie, for posting this valuable information.

Violet

[billyjoe]

Glad to know about this. Thanks for sharing.